Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 19, 2026
Our Standard
Medigap decisions are hard to undo, so the information behind them has to be right. Every page on MedigapWise is checked against official sources and reviewed by a licensed Medicare insurance broker before it goes live.
This page explains how we research, write, review and update what we publish, so you can judge for yourself how much to trust it.
Our Editorial Principles
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Accurate. Rules, dates and dollar amounts must match a source we can point to.
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Plain-spoken. Insurance terms get explained, not just repeated.
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Current. Pages that depend on yearly figures are refreshed when those figures change.
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Open about money. We tell you how we are paid, on every page that asks you to take action.
Sources We Use
We go to the original source whenever one exists, and we rely on secondary sources only to point us toward it.
Federal sources
CMS announcements and Medicare.gov, including the yearly Medigap deductible and out-of-pocket notices.
State regulators
State insurance departments, which approve Medigap rates and publish state-specific rules.
Insurance company documents
Outlines of coverage, rate filings and plan materials published by the companies themselves.
Plan-Specific Information
A Plan G from one company covers the same benefits as a Plan G from another, but the price you pay is personal. Premiums can depend on:
Your ZIP code
Your age
Tobacco use
How the company prices its plans
Any price we show is an example, not a quote. Confirm your own rate with a licensed insurance agent or the insurance company before you enroll.
Annual Medicare Updates
Several Medigap and Part D figures reset every year. When CMS announces new amounts, we update the pages that use them, including:
1
The Medicare Part B deductible
2
The deductible for High-Deductible Plan G and Plan F
3
The out-of-pocket limits for Plan K and Plan L
4
Part D deductible and out-of-pocket cost limits
Pages tied to a plan year say so in their title, so you always know which year the numbers apply to.
Insurance Company Comparisons
When we compare companies, we look at things you can verify: plans offered, published rate history, household discounts and financial strength ratings. The order in which companies appear on a page is not a ranking of which one is best for you. The right company depends on your state, your age and the price you are quoted.
Editorial Independence
Our licensed insurance agents are paid a commission by the insurance company you choose if you enroll through them. That relationship never decides what we write. Insurance companies do not pay to be covered, do not review our pages before they go live and cannot ask us to change them. Our Advertising Disclosure explains how we are paid.
Corrections and Updates
Found an error? Tell us through our Contact Us page. We check every report against the source, fix confirmed errors promptly and update the “Last updated” date on the page.
Content Review
Before a page is published, and whenever it is updated, a licensed Medicare insurance broker reviews it for:
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Accuracy against the original source
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The correct plan year
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Clear, correct use of Medicare terms
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Compliance with Medicare marketing rules
Use of Artificial Intelligence
We may use AI tools to help draft outlines, organize research or check readability. AI never has the final word. Every fact is verified against a primary source, and every page is reviewed and approved by a person before it is published.
No Individual Insurance Advice
Good to know: Our pages are general information, not advice for your situation. For personal help, speak with a licensed insurance agent, visit Medicare.gov or call 1-800-MEDICARE. Our Medicare Disclaimer has more detail.
Our Commitment
The Bottom Line
We want you to leave every MedigapWise page understanding your options better than when you arrived. Learn more about us, or contact us with any questions.