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Aetna vs Mutual of Omaha Medicare Supplement 2027: Which Company Fits You?

Reviewed by Russell Noga, Licensed Medicare Insurance Broker (all 50 states) — Last updated October 22, 2026

Key Takeaway

Aetna and Mutual of Omaha sell the same standardized Medicare Supplement plans. The difference is price, discounts and rate increase history in your area, so compare both before you buy.

Aetna and Mutual of Omaha are two of the most popular Medicare Supplement companies in the country. Because every plan letter has the same benefits by law, choosing between them is really about cost and long-term value. Here is how they compare.

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Same Plans, Different Prices

Aetna vs Mutual of Omaha Medicare Supplement Plan G: same benefits by law, price varies by ZIP code

A Plan G from Aetna covers exactly the same costs as a Plan G from Mutual of Omaha. The same is true for Plan N and High-Deductible Plan G. See how each letter works in our guide to Medicare Supplement plans.

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Benefits are standardized by federal law for each plan letter
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Both companies sell Plan G, Plan N and High-Deductible Plan G in many states
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Plan F is only available if you were eligible for Medicare before 2020
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Plan availability varies by state

Aetna vs Mutual of Omaha at a Glance

Factor Aetna Mutual of Omaha
Plan benefits Standardized by law Standardized by law
Premium Varies by ZIP, age, gender and tobacco Varies by ZIP, age, gender and tobacco
Household discount Available in many states Available in many states
Pricing method Varies by state Varies by state
Health questions May apply outside open enrollment May apply outside open enrollment

Discounts, pricing methods and plan availability vary by state. Ask a licensed agent for the rules where you live.

Why the Cheapest Company Today May Not Stay Cheapest

Two companies can start at almost the same price and end up far apart a few years later. That gap usually comes from how often and how much each company raises rates in your state.

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Ask how many rate increases the company has had in recent years
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Ask whether the policy is priced by your current age or your age when you buy
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Compare again every year or two, since rates change over time
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Factor in any household discount you qualify for

A licensed insurance agent sees these numbers every day and can show you how both companies have priced plans in your area.

Smaller companies can beat both on price. See our review of Manhattan Life Medicare Supplement Plan G for one example.

How to Choose Between Aetna and Mutual of Omaha

1
Get quotes from both for your ZIP code. The cheaper company changes from area to area.
2
Ask about household discounts. If two people in your home apply, the savings can change which company wins.
3
Look at rate increase history. A low price today means less if rates climb quickly.
4
Compare more than two companies. See our list of the best Medicare Supplement companies.

The Bottom Line

Aetna and Mutual of Omaha both offer solid Medicare Supplement plans with identical benefits. The best one for you is the one with the lower price and steadier rates in your ZIP code, and a licensed insurance agent can compare both at no cost.

Get Aetna and Mutual of Omaha quotes

Speak with a licensed insurance agent

1-888-891-0229

Aetna vs Mutual of Omaha Medicare Supplement 2027 — Frequently Asked Questions

➤ Is Aetna or Mutual of Omaha better for Medicare Supplement?

Neither is better for everyone. Both offer the same standardized plan letters, so the right choice usually comes down to the price in your ZIP code, discounts and rate increase history.

➤ Do Aetna and Mutual of Omaha Plan G have the same benefits?

Yes. Plan G benefits are set by federal law and are the same with every insurance company. Only the premium and company service differ.

➤ Which company is cheaper?

It depends on your age, ZIP code, gender and tobacco use. One company can be cheaper in one area and more expensive in another, so compare quotes for your situation.

➤ Do both companies offer a household discount?

Both offer household discounts in many states. The amount and rules vary by state.

➤ Can I switch from Aetna to Mutual of Omaha or the other way?

Yes. You can apply with either company at any time. Outside open enrollment or a guaranteed issue situation, you may have to answer health questions.

➤ Can a licensed agent compare both companies for me?

Yes. A licensed insurance agent can show you Aetna and Mutual of Omaha prices side by side for your ZIP code at no cost.

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This website and the Medicare Supplement insurance plans referenced on it are not connected with or endorsed by the U.S. government or the federal Medicare program. Medicare Supplement (Medigap) insurance is sold by private insurance companies. MedigapWise.com is a website owned and operated by ZRN Health & Financial Services, LLC, a Texas limited liability company and licensed insurance agency. We do not offer every plan or insurance company available in your area; any information we provide is limited to the plans and companies we represent. Plan availability, benefits and premiums vary by state, age, gender, tobacco use, ZIP code and insurance company, and are subject to underwriting where permitted by law. Rates and figures shown on this site may reflect 2026 data and are for informational purposes only; your actual premium will be determined by the insurance company. You must continue to pay your Medicare Part B premium. Medicare Supplement plans are not Medicare Advantage plans and do not include prescription drug coverage. By submitting your information in the form, you agree to this site's privacy policy and expressly consent to be contacted at the number entered in the form (including a wireless number if provided) by licensed insurance agents or other partners offering related products that may be of interest to you, by phone, email or text. You understand that these calls may be generated using an automatic telephone dialing system, a pre-recorded message or artificial voice, or by sending SMS messages. Your telephone company may impose additional charges for such messages. You understand that you are not required to provide this consent to purchase goods or services. Receiving quotes through our website is always free, and you are under no obligation to purchase any goods or services as a result of this request. For information on all of your Medicare options, contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week, or your local State Health Insurance Assistance Program (SHIP).