➤ What are the best Medicare Supplement companies for 2027?
Mutual of Omaha, HealthSpring (formerly Cigna), Aetna, Medico (now Wellabe), Allstate Health Solutions and UnitedHealthcare are among the most widely used Medicare Supplement companies. The best one for you depends on the price in your ZIP code, discounts and the company’s rate increase history.
➤ Do all Medicare Supplement companies offer the same benefits?
Yes. Every plan with the same letter has the same standardized benefits, no matter which company sells it. Plan G from one company covers exactly what Plan G covers from any other company.
➤ Why do Medicare Supplement companies charge different prices for the same plan?
Each company sets its own premiums based on its pricing method, the claims experience of its members and its costs in your state. That is why the same plan letter can cost $100 or more a month less with one company than another.
➤ Which Medicare Supplement company is cheapest?
There is no single cheapest company everywhere. Prices change by ZIP code, age, gender and tobacco use, so the lowest-priced company in one area may be one of the highest in another. Comparing quotes is the only way to know.
➤ What is a household discount on a Medicare Supplement plan?
Many companies take money off your premium when another adult in your household also has a policy. Depending on the company and state, it can apply to a spouse or another adult you live with.
➤ Is it better to choose a large Medicare Supplement company?
Size alone does not decide the best company. Look at the premium today, how much rates have gone up in past years, available discounts and how the company handles claims and customer service.
➤ Can I switch Medicare Supplement companies?
Yes. You can apply for the same or a different plan letter with another company at any time. Outside your open enrollment window or a guaranteed issue right, you may have to answer health questions to be approved.
➤ Do Medicare Supplement companies use networks?
No. Medicare Supplement plans let you see any doctor or hospital in the U.S. that accepts Medicare, no matter which company you choose.
➤ Is HealthSpring the same as Cigna for Medicare Supplement?
Yes. Cigna sold its Medicare business to Health Care Service Corporation, and its Medicare Supplement plans are now branded HealthSpring.
➤ Does it cost anything to compare Medicare Supplement companies with MedigapWise?
No. Comparing companies with our licensed insurance agents is free, your premium is the same as buying directly from the insurance company, and you are never required to enroll.
