➤ How much do Medicare Supplement plans cost in 2027?
Most people pay somewhere between about $120 and $270 a month for a Medicare Supplement plan, depending on the plan letter, age, ZIP code, gender and tobacco use. Plan G usually costs more than Plan N, and High-Deductible Plan G usually costs the least.
➤ What is the average cost of Medicare Supplement Plan G?
Industry sales data from 2026 puts the average Plan G premium at about $166 a month at age 65, rising to about $205 at 75 and $267 at 85. Your price can be higher or lower depending on where you live and which company you choose.
➤ How much cheaper is Plan N than Plan G?
Plan N usually costs about $40 to $50 a month less than Plan G at the same age. In exchange, you pay up to $20 for some office visits, up to $50 for ER visits that do not lead to an admission, and any Part B excess charges.
➤ Why does the same Medicare Supplement plan cost different amounts?
Every plan with the same letter has the same benefits, but each insurance company sets its own premium. Companies also use different pricing methods, discounts and rate increase histories, so comparing several companies is the best way to save.
➤ Do Medicare Supplement premiums go up with age?
With attained-age pricing, yes, your premium rises as you get older. Issue-age and community-rated plans do not go up because of age, but any plan can go up because of inflation and rising health care costs.
➤ What is the cheapest Medicare Supplement plan?
High-Deductible Plan G and Plan K usually have the lowest monthly premiums. They cost less because you pay more out of pocket before the plan pays in full, up to $3,050 for High-Deductible Plan G in 2027.
➤ Is the Part B premium included in my Medicare Supplement premium?
No. You pay your Medicare Part B premium separately, in addition to your Medicare Supplement premium. The standard Part B premium is $202.90 a month in 2026, and CMS announces the 2027 amount in the fall.
➤ Can I lower my premium after I enroll?
You can apply with a different insurance company for the same plan letter at a lower price. Outside your open enrollment window or a guaranteed issue right, you may have to answer health questions to switch.
➤ When do Medicare Supplement rates change?
Each insurance company files its rates with the state, and most adjust premiums once a year, often on your policy anniversary. You can get current quotes at any time.
➤ Does it cost anything to compare Medicare Supplement prices with MedigapWise?
No. Comparing prices with our licensed insurance agents is free, your premium is the same as buying directly from the insurance company, and you are never required to enroll.
