Effective date: October 19, 2026
Our Promise
We use the information you give us to answer your questions and help you compare Medigap plans. We do not sell your personal information.
Who This Policy Covers
This Privacy Policy explains how ZRN Health & Financial Services, LLC, doing business as MedigapWise.com (“MedigapWise,” “we,” “us”), handles information collected through this website. By using MedigapWise.com, you agree to the practices described here. If you do not agree, please do not use the site or submit your information.
Information We Collect
Information you give us
✔Name, phone number and email address
✔ZIP code, date of birth and gender, used to compare plan prices
✔Anything you write in a message to us
Information collected automatically
✔IP address, browser and device type
✔Pages you visit, how long you stay and the site that referred you
✔Approximate location based on your IP address
Why We Collect It
1
To respond to your questions and requests
2
To let our licensed insurance agents contact you about plans you asked about
3
To understand how people use the site and improve it
4
To meet our legal and regulatory duties as a licensed insurance agency
Information You Submit Through Our Forms
When you fill out a form, you give us permission to contact you by phone, text message or email about Medicare Supplement and related insurance products, using the details you provided. Message and data rates may apply. Consent is not required to buy a plan, and you can ask us to stop contacting you at any time. Please never include your Social Security number, Medicare number or bank details in a form on this site.
Cookies and Tracking Technologies
Cookies
Small files stored by your browser that help the site work and remember your visit. You can block or delete them in your browser settings, though some features may stop working.
Analytics
We use web analytics tools to count visits and see which pages help people most. These tools record your IP address and browsing activity on our site.
Pixels
Small pieces of code that tell us whether a page or form was viewed. They help us measure which pages lead to a request for help.
Who We Share Information With
We do not sell your personal information. We share it only as needed to serve you:
✔
Our licensed insurance agents, so they can answer your request.
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Service providers that run our customer relationship and lead management systems, website hosting and analytics. They may use your information only to provide those services to us.
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Insurance companies, but only when you choose to apply for one of their plans.
Legal Disclosures
We may disclose information when the law requires it, to respond to a subpoena or court order, to cooperate with insurance regulators, or to protect the rights, property or safety of MedigapWise, our users or others. If our business is sold or merged, your information may transfer to the new owner under the same protections.
Children’s Privacy
MedigapWise is meant for adults. We do not knowingly collect information from anyone under 18. If we learn we have, we delete it.
How We Protect Your Information
Our site uses encrypted (HTTPS) connections, and access to your information is limited to people and services that need it. No website or system is completely secure, so we cannot guarantee absolute security, but we work to protect your information and act quickly if a problem occurs.
Your Choices and Rights
You are in control. You can ask us to stop contacting you, and depending on your state, you may have the right to see, correct or delete the personal information we hold about you. Send your request through our Contact Us page.
Do Not Track Signals
Some browsers send a “Do Not Track” signal. There is no common standard for responding to it, so our site does not currently change its behavior when it receives one.
Changes to This Policy
We may update this policy from time to time. Changes take effect when posted, and the effective date at the top of this page shows the latest version. Continuing to use the site after a change means you accept the updated policy.
Contact Us
Privacy Questions
ZRN Health & Financial Services, LLC, d/b/a MedigapWise.com, Austin, Texas. Reach us through our Contact Us page. See also our Terms & Conditions and Medicare Disclaimer.